Fred Cummings is president of Elizabeth Park Capital Management, Ltd., a $21 million asset management firm focused on investing in bank, thrift and consumer finance stocks with market caps less than $8 billion.  In February 2008, Mr. Cummings launched Elizabeth Park Capital, L.P., which is a long/short hedge fund.

Prior to founding Elizabeth Park, Mr. Cummings worked as a senior analyst for a $150 million financial services hedge fund. He was primarily responsible for making long and short recommendations for bank, thrift and consumer finance stocks across a broad range of market-caps.

Mr. Cummings spent the majority of his career, from 1989 to 2006, at McDonald Investments/KeyBanc Capital Markets, where he led the financial institutions research group and was responsible for covering over 20 banks and thrifts, including all the large banks in Indiana, Michigan and Ohio.  Mr. Cummings also published several widely followed reports on the region’s banks and thrifts and was widely quoted.  Mr. Cummings has been recognized as one of The Wall Street Journal’s 1998 All-star Analysts, ranking first in stock-picking and second in estimate accuracy.  Mr. Cummings earned the trust and respect of several bank executives over the years, evidenced by being asked to address the boards and senior management teams of FirstMerit, Fulton Financial, KeyCorp, National City, Old National Bancorp, Pinnacle Financial and Sky Financial Group.

Mr. Cummings received a B.A. with honors in Economics from Oberlin College in 1989.

Mr. Cummings serves on the boards of Western Reserve Academy and INROADS North Central Region.  In addition, he is a member of the President’s Council at Oberlin College.

He and his wife, Misun reside in Moreland Hills, Ohio and have two daughters.

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